Adam Tijerina asked: You know it is important to check your credit reports and scores often to make sure you are not a victim of identity theft and make sure there are no errors in your files, but do you really have to pay up to $45 each time you want to check your credit [...]
Tony Banks asked: The process of cleaning bad entries from your file is very doable so long as you stick to the rules. Yes, there are rules guiding this process and you can achieve significant improvement on your credit rating if you really follow the procedures.You’ll be needing a good understanding of how to handle [...]
Tony Banks asked: There are three main credit bureaus, Equifax, Transunion and Experian. Each of these are 100% for profit companies that are in business to sell your credit reports to lenders. Lenders need a way to access your worthiness and they turn to these companies to do so. Equifax is the largest and probably [...]
Tori M asked: Please answer if you work for GMAC or know for sure if they use Equifax, Experian, or TransUnion. Do they check all 3 agencies or just one? Update- They use TransUnion to check your credit when you apply for an auto loan.Rebecca
carolinagirl480 asked: I just ran my credit report from Experian, Equifax and Transunion and got my credit score from all 3. My FICO score was 140 points lower than my credit score given by Experian and Transunion. I am unclear about why there is such a discrepancy. Can anyone help me out?Florence