Credit Reports Galore - denied free experian equifax

LoVeSSSiTTT asked:


Here’s the deal. I’m applying for the apartment. I was ready to move in Saturday morning.. and then I get a call from the landlord and he tells me that my SSN comes up with a bunch of different names.

He gave me a copy of the documents he had. It’s a report showing, what looks like, just one person. His name is Juan… and he’s lived a bunch of different places.

I called the social security office and they said nothing but my name comes up. All employment history is mine… and anything else.. confirms as me.

However, on the report he copied for me…says the guy who has my SSN has worked numerous places!!!

I went to the police station.. and they, too, say there should be no problem.

I got my free credit report online… and they all come up as my name.. EXCEPT.. Experian has my name under my sister’s name.

So, everyone I was supposed to report this to …say I have no problems. To everyone that matters… there’s definitely a problem.

What would I do??? How can I fix this… and fast?? I’m trying to moooooooove!! Thanks, much appreciated!
I believe it’s experian.. (the service they went through). But there is no mistake on their part. I showed the landlord a letter from SS.. and he still needed to print out his report.

KIRK

John asked:


I received a letter from a collection acency asking to pay a debt from an online scam site. They don’t have my credit card or SSN but they do have my name and address. Can they really find my SSN and post on my credit report? Or are they trying some scare tactic with me? Thank you in advance for your help!!
Thanks for your VERY quick answers, one thing I don’t understand is how can they post on your credit report if they don’t have your SSN? Someone else used my name and address with a prepaid debit card on this site and now they want me to pay for it. So all they have is my name and address, I don’t see how they can tie this to my credit?

NESTOR