Posts Tagged ‘Social Security Number’

Free Credit Report

Kathleen Chester asked:  Planning to get a house loan or buy some big-ticket item for home? For all these you will require your credit report. A credit report includes all the relevant information regarding where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Whether [...]

The 411 on Credit Reports

Carl Smith asked: Credit Reports – What’s On Them, and How to Check YoursBusinesses in the United States buy more than two billion credit reports every year. Since there are currently fewer than 300 million people in the country, this means that the average adult has his or her credit reports examined by someone about [...]

False credit information?

Tom V asked: When someone tried to get my credit report online for security purposes it asked to verify the mortgage I may have opened and its terms. They said I didn’t own a house and one of the major credit bureaus rejected them claiming I must own a house. My mom asked my cousin [...]

Can a collection agency post negatively to your credit report without your social security number?

John asked: I received a letter from a collection acency asking to pay a debt from an online scam site. They don’t have my credit card or SSN but they do have my name and address. Can they really find my SSN and post on my credit report? Or are they trying some scare tactic [...]

How to Report an Error on Your Credit Report

justin narin asked: Have you been turned down for a loan recently? Have you applied for store credit and been refused? Did you really want that car and find out that because of your ‘credit score’ that they would have to require an unreasonable down payment?Credit reports are designed to help businesses evaluate the risk [...]