New credit cards can ding your credit scoreGANNETT FILE PHOTO Don't apply for or accept any other new credit for three months to six months before going out to look for a car loan, said Anthony A. Sprauve, director of public relations for FICO. Keep balances very low on credit cards – and far …Read [...]
There is a lot advice and ideas about your FICO score and some of it is good and some of it should be avoided. So here is a list of the most common myths you could hear. You should close old accounts if you are not using them. The fact is this could hurt your FICO score in [...]
How many of us know our credit score? Sure, we hear a lot about its importance to our financial lifestyle, but very few of us regularly check this all important number. Granted, receiving your score is only one part of understanding your creditworthiness, and to fully comprehend our overall situation we must look at these [...]
What can consumers do to get credit in todays world? A critical piece is knowing about your FICO® score, how it works, and how to make sure yours is the best it can be. Fair Isaac is helping consumers through a program that delivers FICO® scores free as part of online banking statements, and free [...]
Do you know what your credit report looks like, what it contains, and what your credit score is? If you are like the average American chances are you answered no to all three questions. And when it comes to your credit score and credit report – ignorance is far from bliss. Your credit report and [...]