Can a collection agency post negatively to your credit report without your social security number?
Posted in Credit on 10/28/2009 12:46 am by admin
John asked:
I received a letter from a collection acency asking to pay a debt from an online scam site. They don’t have my credit card or SSN but they do have my name and address. Can they really find my SSN and post on my credit report? Or are they trying some scare tactic with me? Thank you in advance for your help!!
Thanks for your VERY quick answers, one thing I don’t understand is how can they post on your credit report if they don’t have your SSN? Someone else used my name and address with a prepaid debit card on this site and now they want me to pay for it. So all they have is my name and address, I don’t see how they can tie this to my credit?
NESTOR
I received a letter from a collection acency asking to pay a debt from an online scam site. They don’t have my credit card or SSN but they do have my name and address. Can they really find my SSN and post on my credit report? Or are they trying some scare tactic with me? Thank you in advance for your help!!
Thanks for your VERY quick answers, one thing I don’t understand is how can they post on your credit report if they don’t have your SSN? Someone else used my name and address with a prepaid debit card on this site and now they want me to pay for it. So all they have is my name and address, I don’t see how they can tie this to my credit?
NESTOR