Jim Banks asked: Your credit score affects you in more ways than you realize. Your credit score will tell lenders how likely you are going to pay your bills. As such, the credit score becomes their basis whether they should approve your credit application or not. The exact formulas for calculating credit scores are closely [...]
Drew Canole asked: How to Obtain Your Credit ReportIt is CRUCIAL that you pull your credit report to start the dispute process. It is important that your report(s) have information for Equifax, Experian and TransUnion as each may have different information on file for you. We cannot obtain your report directly but will help you [...]
Jordin K asked: I want a free copy of my credit report, so which site should I get it from? If I request my credit report, will it contain all the information from all three nationwide consumer reporting companies including Equifax, Experian, and Transunion? Do I have to request one individually from the three companies [...]
donkeyoftheday asked: What is the mailing address if I wanted to dispute credit with Experian, Equifax, and Transunion? I had the report pulled by a mortgage company and I noticed errors. Do I also need a report by the reporting companies?Ann
Kathleen Chester asked: Planning to get a house loan or buy some big-ticket item for home? For all these you will require your credit report. A credit report includes all the relevant information regarding where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Whether [...]