TransUnion: Mortgage Delinquencies Rise In 3Q, Breaking StreakThe national mortgage delinquency rate rose in the third quarter of this year, the first increase since the end of 2009, according to credit-information company TransUnion. The delinquency rate, or the rate of borrowers past due by 60 days or more, …Read more on Wall Street Journal (India)TransUnion [...]
Joseph Kenny asked: In today’s world, there are a lot of things that its very difficult to live without. One of them, is credit. Can you imagine trying to save up for a car until you had enough cash to just pay for it outright? Do you think you would be able to pay for [...]
puppiesnmarshmellows asked: I just did my credit report online, and my debt to credit ratio is 83%. I know what debt to income ratio is but when i googled it it told me that debt to credit is how much of your credit you have used up. Now i went back to my credit report [...]
Tom V asked: When someone tried to get my credit report online for security purposes it asked to verify the mortgage I may have opened and its terms. They said I didn’t own a house and one of the major credit bureaus rejected them claiming I must own a house. My mom asked my cousin [...]
LittleMomma asked: I pulled a credit report and the Trans Union score was 740. Two days later, I had to pull a new report – it was the lender’s decision, not mine – and Trans Union dropped their score nearly 50 points!!! I understand they use different models, but can anyone explain this huge drop? [...]