Credit Reports Galore – denied free experian equifax

Tony Banks asked: Transunion is one of the big three credit agencies. The other two would be Equifax and Experian. Depending on where you live in the country, a lender such as a car or department store lender will pull one of your three main reports.The problem is that you don’t know which of the [...]

Morgan Hamilton asked: It can be a devastating day when you receive a denial letter in the mail when you were expecting a shiny new Citibank credit card. The first question you are likely to ask is, “Why was I denied?” There are several reasons why your Citibank credit card application would be denied including [...]

Helen Hecker asked: Everyone wants a good credit score. So much of what we do financially is dependent on this FICO score on our credit report. Of course it’s important to try to make payments on time, etc. but this isn’t always easy to do. Emergencies come up. You can be the best person in [...]

scu frosh asked: I recently got declined for the reasons below which is from an online letter. what can i do different? “Your consumer credit bureau score from Trans Union is too low (See below) Amount of annual income listed on the application is insufficient or missing. High utilization of credit lines or insufficient utilization [...]