Tony Banks asked: Transunion is one of the three main credit reporting agencies. The other two are Experian and Equifax. Each of which sell their version of your files to lenders that you are looking to do business with. In this article I want to give you an idea of how long it takes to [...]
S. Spyriades asked: In the post-recession climate at the time of this writing, it has been said that nearly 50% of all home mortgage loan applications fail to pass the lending criteria of major lenders for one reason or another. In what was once a realm of theoretically unlimited access to credit and deals existed [...]
Bryce T Anderson asked: “Sorry, your request for credit has been denied…”The dreaded words we all wish we don’t have to encounter when we apply for a loan or credit. Sometimes, there’s not much you can do about it. Beyond your credit history and score, economic reasons may also be a factor when it comes [...]
Tony Banks asked: Ever wondered why there’s so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads but don’t know where to begin. The first step is to make sure that you know the factors that are taken into consideration in order to [...]
Joseph Kenny asked: In today’s world, there are a lot of things that its very difficult to live without. One of them, is credit. Can you imagine trying to save up for a car until you had enough cash to just pay for it outright? Do you think you would be able to pay for [...]