Harrine Freeman asked: By now everyone is aware of the Vantage credit scoring system developed by the three major credit bureaus Equifax, Experian and TransUnion that grades consumers on a grading scale of A-F. I have done extensive research but have yet to find out how lenders will use this score or what lenders will [...]
Defiant asked: Does it get reported to the credit agencies (equifax/transunion/experian)? I also had other late payments in the past for 1-2 days…but never over 90 days…..i’d say i’d been late about 3 times with a 1-2 day late period….will this get reported b/c they say it only gets reported if its after 90 days..Javier
Helen Hecker asked: Assuming you already have a copy of your annual credit report you may have already found some errors that should be removed. Errors should always be a big concern because they can and probably have affected your credit score, also called a FICO. You can repair your credit with a little bit [...]
Lisa Nichols asked: Fix errors on your credit report to prevent future problems. Credit report errors can result in an incorrect credit score- or worse. Tips to keep credit reports clean include reviewing credit card statements and credit report monitoring to prevent errors and stay safe from identity theft.Reviewing Credit Card Statements to Unearth MistakesReview [...]
Trevor Mulholland asked: Getting an annual credit report has been likened to getting an annual physical check-up. Some people may view it as something that can be put off for later. It may have been an annoying inconvenience in the years past, but today’s Internet technology has facilitated the process. It is as important to [...]