Irene James asked: It is now common knowledge that many landlords and apartment leasing office managers conduct credit and background checks to determine whether their prospective tenants are qualified to live there. A few years ago this was not the norm but we can more or less expect this when we attempt to lease an [...]
Tom Egan asked: There are three major credit bureaus active today.
Sally asked: Hey Landlords — Was wondering if anyone could suggest a site that is good for doing online credit checks on tenants. There are so many sites out there that offer them; I’m not sure exactly what I’m getting. Obviously, I want to get all three reporting agencies (if feasible), and I want a [...]
ArLorax asked: I am looking to buy properties in Ohio to start renting, but don’t know how to get credit reports on people or to find out if they have stiffed other landlords. Also, what is a good credit report threshold to use for renting? Should I go by a minimum score (say 600) or [...]
Mike Clover asked: What is in a credit report? A credit report is a snapshot of your current obligations to creditors. These creditors include credit card companies, mortgage companies, banks, and retail stores. Lenders are permitted by law to check your credit report and review it in order to determine whether or not to grant [...]