Jake Riley asked: Have you been denied a credit card? Most of us have. It’s very common, and it doesn’t always mean that you have bad credit. You can be turned down for a variety of reasons, from having one single collection account reported on your credit report, to not having a high enough income [...]
Chad Nicely asked: 1. Income LevelPretty self explanatory. They will take the income that you report and conduct what is called a debt to income ratio. Basically if you are not able to satisfactorily pay all your debt and still have some left over. Then your debt to income ratio will not be approved.2. Adverse [...]
Guillermo T asked: I just wanted to see if anyone can help me with some things on my report, and also throw some useful advice my way. I have had a membership with Experian so i try to stay on top of my report and i knwo thats the first step, but maybe i can [...]
RMenendez asked: I was buying a car and I notice, on my credit report, that Car Max ran my credit 9 times in one day. This has lower my credit score tremendously.ELLIOT
Lee Beattie asked: Credit Report BasicsThe Credit Reporting Agencies work with lenders, creditors, insurers and employers to collect information from them and share it with companies with whom you desire to do business. Here’s an instance of how the system works:A) When you apply for newly credits the creditor petitions a copy of your financial [...]