Posts Tagged ‘Home Loan’

Equifax, Transunion Or Experian – Which Credit Report Should I Fix First?

Tony Banks asked: This is a good question, and the short answer would be all of them! Let me explain… The first thing you have to understand is that a lender that is looking to extend you cash would always find a way to check out your creditworthiness and they do so by turning to [...]

Why Homeowners Get Denied When Applying For Mortgage Refinancing Or Modification

Michael Petrone asked: Homeowners who can not get a mortgage modification or refinance by using the Governments $75 billion mortgage stimulus plan, will have a hard time getting an approval anywhere. A number of different factors play into getting approved for refinancing or home loan modification such as, income, debt, credit, employment, and a few [...]

Peddling Private Information by Experian, TransUnion and Equifax

Wade Young asked: Before you take out your next home loan, protect yourself from becoming a victim of “trigger leads.” In our society, peddling private information is the way some people earn a living. In fact, the three major credit bureaus-Experian, TransUnion and Equifax-all reap big profits from selling private information. Here is how it [...]

I’m rebuilding my credit. How should I use my new credit card?

lamontsmith13 asked: I finally decided to do something about my low credit rating and I’ve successfully paid off almost all my credit card debt and I’m repairing my credit rating myself (charge offs, collections, etc.). I just got a high interest rate, low balance Mastercard ($500 limit) in order to re-establish a nice pattern of [...]

Free Instant Credit Report: a Reliable Way to Know Your Financial Position

James Peter asked: A credit report incorporates all the details pertaining to your financial condition and is very much essential to all your financial dealings. This credit report is usually prepared by the credit agencies, who in turn keep a track on all your financial activities of a particular year. free instant credit report too [...]