Posts Tagged ‘Fcra’

How to Write a Dispute Letter to Challenge a Collection Account on My Transunion and Equifax Report?

Tony Banks asked: Collection accounts on any of your three credit reports can cause serious problems when it comes time to use your credit rating to make a big purchase such as a car or home. Some lenders will take a look at just one of your three reports but most want to see the [...]

The Fair Credit Reporting Act Guards Potential Home Buyers From Errors

Karen B asked: The Fair Credit Reporting Act, or FCRA, was made into law by Congress to make sure that the information on your credit report is legitimate. This Act gives you, as the consumer, many rights that you may not be cognizant of. This is key as a homeowner or as a potential home [...]