Posts Tagged ‘Fair Credit Reporting Act’

Fix Credit Legally

Hyder Khan asked: Are you being denied credit everywhere you go because you have bad credit? Are you being offered outrageous interest rates for a loan-refinance or for the purchase of a new home? In the United States, negative items remain on your credit report for at least 7 years. Did you recently run into [...]

Clean Credit Report – Easily Raise Your Credit Score 100 Points

Vincent Dail asked: Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you’ve been sued, arrested or have filed for bankruptcy with in the last 10 years. Companies called consumer reporting agencies (cra) or credit bureaus compile and sell [...]

How To Pull Your Credit And NOT Drive Your Car Off A Bridge!

Drew Canole asked: How to Obtain Your Credit ReportIt is CRUCIAL that you pull your credit report to start the dispute process. It is important that your report(s) have information for Equifax, Experian and TransUnion as each may have different information on file for you. We cannot obtain your report directly but will help you [...]

There’s Only One Way to Get a Free Credit Report

Jon Waldrep asked: Want a Free Annual Credit Report?The Fair Credit Reporting Act requires each of the “Big Three” nationwide consumer credit reporting companies (Equifax, Experian, and TransUnion) to provide you with a free copy of your credit report every 12 months. Prior to the Fair Credit Reporting Act a credit report could set you [...]

Free Credit Report

Kathleen Chester asked:  Planning to get a house loan or buy some big-ticket item for home? For all these you will require your credit report. A credit report includes all the relevant information regarding where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Whether [...]