Posts Tagged ‘Fair Act’

Equifax, Transunion Or Experian – Which Credit Report Should I Fix First?

Tony Banks asked: This is a good question, and the short answer would be all of them! Let me explain… The first thing you have to understand is that a lender that is looking to extend you cash would always find a way to check out your creditworthiness and they do so by turning to [...]

The Process of Deleting a Negative From My Transunion Credit File

Tony Banks asked: Transunion is one of the big three credit agencies. The other two would be Equifax and Experian. Depending on where you live in the country, a lender such as a car or department store lender will pull one of your three main reports.The problem is that you don’t know which of the [...]

How To Pull Your Credit And NOT Drive Your Car Off A Bridge!

Drew Canole asked: How to Obtain Your Credit ReportIt is CRUCIAL that you pull your credit report to start the dispute process. It is important that your report(s) have information for Equifax, Experian and TransUnion as each may have different information on file for you. We cannot obtain your report directly but will help you [...]

Free Credit Report

Kathleen Chester asked:  Planning to get a house loan or buy some big-ticket item for home? For all these you will require your credit report. A credit report includes all the relevant information regarding where you live, how you pay your bills, and whether you’ve been sued or arrested, or have filed for bankruptcy. Whether [...]

Ways To Resolve A Credit Report Dispute

Sandra Stammberger asked: Under the Fair Credit Reporting Act the reporting company and the information provider are responsible for correcting any credit report disputes. However, they must first be made aware that you have credit report disputes. A person can report and correct errors in their credit report by following two easy steps.Step one is [...]