Tony Banks asked: This is a good question, and the short answer would be all of them! Let me explain… The first thing you have to understand is that a lender that is looking to extend you cash would always find a way to check out your creditworthiness and they do so by turning to [...]
Josh D Paul asked: Credit reporting agencies collect credit-related information and sell it to businesses and consumers. They are also commonly called credit bureaus in the United States.There are many of these agencies in the country, but the three main ones are Equifax, Experian and TransUnion. Most creditors and lenders will report their data to [...]
Tony Banks asked: Ever wondered why there’s so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads but don’t know where to begin. The first step is to make sure that you know the factors that are taken into consideration in order to [...]
Tony Banks asked: Writing a letter to the credit bureaus is the first and most important step to repairing your credit. When writing to the credit bureaus you will have to write a letter to each bureau per negative and/or incorrect item.An example of a situation in which you would have to write a credit [...]
Tony Banks asked: If you’re asking the question; how long do late payments remain on my credit report? You need not worry it’s not peculiar to you alone. This is often asked by a lot of people who like you are interested in knowing what effect it (late payments on your report) will have on [...]