Liz Roberts asked: When applying for credit or taking out a loan, the first thing that your creditor will do is to check your credit report. Based on your credit report, a lender can either grant you an approval or reject your application. For this reason, everyone is advised to personally check on their credit [...]
Creditscorecowboy .com asked: Undoubtedly all of us have heard how important is for our credit history keep a good credit score and how negatively our credit rating can be affected after failing to pay our debts, but sometime people do not really care until they discover that all their financial movements, good or bad, have [...]
Ann asked: Years ago I had about 2 years of a credit nightmare. I was young and didn’t know any better. Luckily I was able to pay off all of my debts and now only owe my student loans from college, which are not much. I know I can contact the credit agencies myself but [...]
LRG 4 LIFE asked: My husband and I paid off our debts that reflected on our credit reports. We have recieved all of our paid in full letters except for one. What would we need to do to get this information to credit bureaus to have our information updated…I reall need to know so any [...]
Jenn asked: My husband and I have some debt that is not listed on any of credit reports (I’ve checked all 3). Should we go ahead and pay the debt or just hold off until we get the rest of our current debt paid off? These debts are less than 8 years old and we’ve [...]