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Barbara E Hill asked: Before agreeing to be a co-signer or co-borrower with ANYONE, including family, friends or acquaintances, be aware that doing do obligates YOU to pay the account on the loan, bill or whatever it might be, if the BORROWER doesn’t pay. That’s what being a co-borrower or co-signer means. Any number of [...]

Rayven Perkins asked: There are multiple credit myths and rumors that surround the realm of credit reporting. Some are urban legend, and have become so widely disseminated that they are taken as gospel; others are deliberately encouraged by lenders to terrorize or cajole debtors into compliance.The following is a compilation of the most common credit [...]