Gina Delgado asked: If you have recently been denied for a loan or line of credit, it may not be your fault. When lenders evaluate you for a loan, the primary focus is your credit score. There are a variety of things that go into determining your score; your credit history, defaulted loans, and your [...]
tobyrpowers asked: I have read that increasing your credit limit can help improve your credit score because you have a better debt to available credit ratio. But then I also read that it can hurt your score as it just told me today when I got my credit report online. There was a list of [...]
puppiesnmarshmellows asked: I just did my credit report online, and my debt to credit ratio is 83%. I know what debt to income ratio is but when i googled it it told me that debt to credit is how much of your credit you have used up. Now i went back to my credit report [...]