Chad Nicely asked: 1. Income LevelPretty self explanatory. They will take the income that you report and conduct what is called a debt to income ratio. Basically if you are not able to satisfactorily pay all your debt and still have some left over. Then your debt to income ratio will not be approved.2. Adverse [...]
Ryan asked: If you are about to dispute credit report errors, here are some tips to get the results you want quickly.1. Review your credit report periodically and be prepared to dispute credit report errors. It is common for information on your credit report to be inaccurate, and it can affect your ability to get [...]
Ryan Cote asked: Your credit rating, like a report card of your credit history, is important when determining your economic status. When your credit rating is good, can easily obtain a loan, a mortgage, or credit cards, among other things. But if you have a spotty payment history with a creditor, or even went into [...]
Jenn asked: My husband and I have some debt that is not listed on any of credit reports (I’ve checked all 3). Should we go ahead and pay the debt or just hold off until we get the rest of our current debt paid off? These debts are less than 8 years old and we’ve [...]