Posts Tagged ‘Credit Scores’

I Need to Fix My Credit to Buy a Home

Darin Sewell asked: Contrary to popular belief now is a great time to buy a home in America. Interest rates are still low and prices are falling fast. The only thing holding many people back is tighter mortgage lending guidelines.So if you have been denied a mortgage and said to yourself I need to fix [...]

Differences in the Credit Bureaus – Equifax, Experian, Transunion

Josh D Paul asked: Credit reporting agencies collect credit-related information and sell it to businesses and consumers. They are also commonly called credit bureaus in the United States.There are many of these agencies in the country, but the three main ones are Equifax, Experian and TransUnion. Most creditors and lenders will report their data to [...]

Your Equifax, Transunion and Experian Credit Scores – Why You Need to Raise Them

Tony Banks asked: Ever wondered why there’s so much talk about score increase or repairing your file? Frankly, there are many who have such thoughts running through their heads but don’t know where to begin. The first step is to make sure that you know the factors that are taken into consideration in order to [...]

Can You Get Free Experian, Equifax, TransUnion Credit Scores Without a Credit Monitoring Free Trial?

Adam Tijerina asked: You know it is important to check your credit reports and scores often to make sure you are not a victim of identity theft and make sure there are no errors in your files, but do you really have to pay up to $45 each time you want to check your credit [...]

How Your Credit Score Is Calculated

Jim Banks asked: You probably know already how your credit score is calculated. Things about you like payment history, available credit, and existing debts are all factored in. Credit scores used to be a top secret number and only lending professionals were allowed to take a peek at it. The most widely applied credit score [...]