Posts Tagged ‘Credit Reporting Agencies’

Credit Restoration Step 1 of 5 – Knowing Your Credit Reports

Matt Triplett asked: You can’t fix a problem until you know what it is right. A majority of all Americans have never ordered their own report and half of those have never seen their own report. The scary part about that is according to studies 79% of all credit reports have errors and 25% of [...]

Differences in the Credit Bureaus – Equifax, Experian, Transunion

Josh D Paul asked: Credit reporting agencies collect credit-related information and sell it to businesses and consumers. They are also commonly called credit bureaus in the United States.There are many of these agencies in the country, but the three main ones are Equifax, Experian and TransUnion. Most creditors and lenders will report their data to [...]

3 Ways to Receive Your Credit Report For Free

Carrie Reeder asked: Thinking of buying a new home or automobile? Before you shop, make sure you take a look at your credit report. You can be assured that your lender will. It is also important to keep up with the contents of your personal credit reports to reduce the likelihood of identity theft and [...]

How Your Credit Score Is Calculated

Jim Banks asked: You probably know already how your credit score is calculated. Things about you like payment history, available credit, and existing debts are all factored in. Credit scores used to be a top secret number and only lending professionals were allowed to take a peek at it. The most widely applied credit score [...]

How to Send Your Letters to the Credit Agencies

Tony Banks asked: There are numerous reasons to send a letter to any of the three main credit-reporting agencies. (Equifax, Transunion & Experian). The reason most people send them letters is due to the fact that there is an entry on their credit report that is having a negative impact and they would like to [...]