Tony Banks asked: Transunion is one of the three main credit reporting agencies. The other two are Experian and Equifax. Each of which sell their version of your files to lenders that you are looking to do business with. In this article I want to give you an idea of how long it takes to [...]
Tony Banks asked: This is a good question, and the short answer would be all of them! Let me explain… The first thing you have to understand is that a lender that is looking to extend you cash would always find a way to check out your creditworthiness and they do so by turning to [...]
Josh D Paul asked: Credit reporting agencies collect credit-related information and sell it to businesses and consumers. They are also commonly called credit bureaus in the United States.There are many of these agencies in the country, but the three main ones are Equifax, Experian and TransUnion. Most creditors and lenders will report their data to [...]
Tony Banks asked: Transunion is one of the big three credit agencies. The other two would be Equifax and Experian. Depending on where you live in the country, a lender such as a car or department store lender will pull one of your three main reports.The problem is that you don’t know which of the [...]
Tony Banks asked: If there’s any one particular thing that many consumers want other than increasing their score and cleaning negative accounts from their credit report, it is the need to know what the reporting agencies use to churn-out the figures on their reports.A step by step approach will do here. FICO represents Fair Isaac [...]