Posts Tagged ‘Credit Monitoring Services’

There’s Only One Way to Get a Free Credit Report

Jon Waldrep asked: Want a Free Annual Credit Report?The Fair Credit Reporting Act requires each of the “Big Three” nationwide consumer credit reporting companies (Equifax, Experian, and TransUnion) to provide you with a free copy of your credit report every 12 months. Prior to the Fair Credit Reporting Act a credit report could set you [...]

Why 3 credit bureau scores different?

clankindered asked: I subscribed to 2 different credit monitoring services by accident and I am glad I did that. I ordered my credit report from 3 credit bureau (experian, equifax, transunion) and surprisingly each credit monitoring service give me different credit scores. Since they get that information from the same 3 credit bureau howcome I [...]

Why is my Equifax fico score different from two credit monitoring services if I opened on the same day?

salvador m asked: Both scores are reported from Equifax NOT transunion or Experian. The name of the credit monitoring services I’m using are myfico and citi monitoringEdward

Are credit reports, credit scores and credit monitoring services a tax deductible expense?

esqmensch asked: I am interested to know if the IRS will allow us to deduct our expeneses in these areas. If so, then I believe that more people would be interested in checking their credit reports and scores for accuracy or even monitor them. Of course annualcreditreport.com is free, but monitoring services and credit scores [...]

How To Prevent Errors on Your Credit Report

Liz Roberts asked: Whenever somebody applies for credit or financing, his or her credit report will be pulled electronically from any of the three major consumer reporting agencies (CRA). These CRAs are Experian, Trans Union, or Equifax – companies that are responsible for maintaining correct and up-to-date credit information around the country. Everyone is probably [...]