Posts Tagged ‘Credit History’

I Want to Know What Experian, Equifax and Transunion Use to Calculate My FICO Score

Tony Banks asked: If there’s any one particular thing that many consumers want other than increasing their score and cleaning negative accounts from their credit report, it is the need to know what the reporting agencies use to churn-out the figures on their reports.A step by step approach will do here. FICO represents Fair Isaac [...]

How To Improve Your Credit Even if You’ve Been Denied a Credit Card or Bank Account

Brian Stephenson asked: In this day and age where most people have easy access to a consumer credit, Americans are finding themselves sinking deeper and deeper into debt. Racking up a mere $10,000 in debt is now easy and all too common.As being the pressures of mounting consumer debt becomes an issue for more and [...]

The Three Credit Bureaus

Tom Egan asked: There are three major credit bureaus active today.

Reasons Why Your Credit Card Application May Be Denied

Jason Deines asked: Thinking of applying for a credit card? Not sure whether or not you will be approved? Well you are not the only one. Society today seems to revolve around the all mighty dollar and possessing a credit card not only can open doors but also it can come in handy in emergency [...]

Credit Repair Solutions – How to Choose the Best Option to Fix Your Bad Credit

Chris Rutherford asked: Have you been denied credit when you need it the most? Want to buy your dream home or a new car but can’t get approved for financing? You know how important it is to fix your bad credit fast, but don’t know where to start? This article will help you determine what [...]