Logan Reece asked: Have you been stigmatized in a recent attempt at getting a much needed loan or credit extension? At some point in your life you’ll probably be faced with the need for obtaining credit. Are you wondering what is on your credit report? When is the last time you got a credit report? [...]
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dollydaydream22 asked: I was really stupid with money when i was younger and had about £5000 debt. I’m now 25 and only owe £380 of that now but tried to open a current account with my bank other day and they declined me. Was told to ring equifax and request my credit report tried to [...]
tobyrpowers asked: I have read that increasing your credit limit can help improve your credit score because you have a better debt to available credit ratio. But then I also read that it can hurt your score as it just told me today when I got my credit report online. There was a list of [...]
ConvexLes asked: I’ve been trying to resolve errors on my credit reports recently, but Experian is giving me a major headache. I sent them two letters via certified mail; one to request deletions, and a second one to request corrections. Instead of addressing these issues, they responded with letters claiming they could not honor my [...]