Eric Barnes asked: There are a couple of reasons for this. You can pay your bills on time for years and never gain more than a few points on your credit score.As you probably already know, paying minimums on credit cards and bank loans do not lower your principle amount very quickly. When your balance [...]
lamontsmith13 asked: I finally decided to do something about my low credit rating and I’ve successfully paid off almost all my credit card debt and I’m repairing my credit rating myself (charge offs, collections, etc.). I just got a high interest rate, low balance Mastercard ($500 limit) in order to re-establish a nice pattern of [...]
John Chase asked: Debt Settlements Effect On Credit ReportWhen you go to a loan company today, you might be wondering why they never ask you for any information other than those used to verify your identity. What you need to know, however, is that credit companies today are able to access your full credit profile [...]
hardy1298 asked: What is the legal definition of a data factoring account? I really need an online reference also. Thanks!DAVIS
bynam asked: I have atleast 4 major credit debts that was in the early 90′s i thought bad debt only remains on your credit for no longer than 7 years its almost over 10 years but they still show up on my credit reports. Is there anything I can go legally to take those off [...]