Vincent Dail asked: Your credit report contains information about where you work, live and how you pay your bills (On time or not). It also may show whether you’ve been sued, arrested or have filed for bankruptcy with in the last 10 years. Companies called consumer reporting agencies (cra) or credit bureaus compile and sell [...]
Tony Banks asked: You have a credit score with the three main bureaus, Equifax, Transunion and Experian. Each bureau has come up with their own version of the credit scoring formula which is unknown to the public.This creates a situation where your three scores are highly unlikely to be the same. The credit score that [...]
Tori M asked: Please answer if you work for GMAC or know for sure if they use Equifax, Experian, or TransUnion. Do they check all 3 agencies or just one? Update- They use TransUnion to check your credit when you apply for an auto loan.Rebecca
clankindered asked: I subscribed to 2 different credit monitoring services by accident and I am glad I did that. I ordered my credit report from 3 credit bureau (experian, equifax, transunion) and surprisingly each credit monitoring service give me different credit scores. Since they get that information from the same 3 credit bureau howcome I [...]
JH asked: There is Experian, Equifax and Transunion I have different scores for each, but which one do loan officers and underwriters look at to approve you for an FHA insured loan? Do they look at the highest, lowest or average?Alice