Posts Tagged ‘Credit Agencies’

How to Send Your Letters to the Credit Agencies

Tony Banks asked: There are numerous reasons to send a letter to any of the three main credit-reporting agencies. (Equifax, Transunion & Experian). The reason most people send them letters is due to the fact that there is an entry on their credit report that is having a negative impact and they would like to [...]

Does Montgomery Ward Credit Card report to the major credit reporting agencies?

andy g asked: I received an offer of credit form them and wondered if they report to the major credit agencies (i.e., Transunion, Experian, Equifax). I noticed their prices are a little high, but it may be worth it if I could build credit. Thanks!Glenda

What happens if you are 1 day late on your credit card payment?

Defiant asked: Does it get reported to the credit agencies (equifax/transunion/experian)? I also had other late payments in the past for 1-2 days…but never over 90 days…..i’d say i’d been late about 3 times with a 1-2 day late period….will this get reported b/c they say it only gets reported if its after 90 days..Javier

Get my Credit Report Pulled for Free?

Thomas asked: Do I need to go to my bank or is there a way online to get my credit report pulled for free? A coworker said to go to each of the credit agencies (equifax, experian, transunion) and have my report pulled.Jerry

Fixing a Bad Credit Report

Tom Tessin asked: A bad credit report causes your credit score to reflect a negative debt policy. This lower score causes you the inability to buy things that you need or want. You may not deserve this report for a variety of reasons that can be fixed. When you buy an item from a rent-to-own [...]