Posts Tagged ‘Cra’

Difficulty with Experian, re: disputing errors on credit report. HELP?

ConvexLes asked: I’ve been trying to resolve errors on my credit reports recently, but Experian is giving me a major headache. I sent them two letters via certified mail; one to request deletions, and a second one to request corrections. Instead of addressing these issues, they responded with letters claiming they could not honor my [...]

Account Number Morphing – Still Another Barrier to Accurate Consumer Credit Reporting

Robert F. Brennan, Esq. asked: The Federal Credit Reporting Act ["FCRA"] makes it mandatory for Credit Reporting Agencies such as Experian, Equifax and Trans Union “to follow reasonable procedures to assure maximum possible accuracy of the information in the [consumer's credit] report….” A willful and negligent failure to do so is violation number 1 of [...]