Posted on December 6, 2010, 8:38 am, by admin, under
Finance.
Tony Banks asked: You have a credit score with the three main bureaus, Equifax, Transunion and Experian. Each bureau has come up with their own version of the credit scoring formula which is unknown to the public.This creates a situation where your three scores are highly unlikely to be the same. The credit score that [...]
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Business Relationship,
Business Relationships,
Car Loan,
Consumer Credit,
Credit Bureau,
Credit Bureaus,
Credit Equifax,
Credit Report,
Credit Scores,
Credit Scoring,
Equifax,
Geographical Location,
Interest Rate,
Mortgage Loans,
Personal Loan Lenders Comments Off |
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Posted on December 6, 2010, 8:25 am, by admin, under
Finance.
Josh D Paul asked: Credit scores are important indicators of creditworthiness. Lenders use these numerical values to assess risk before extending credit or financing terms with applicants. These scores will often determine the interest rates available and whether or not they’re favorable.The most widely used type of credit score is one that is calculated using [...]
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579,
Algorithm,
Average Fico Score,
Consumer Credit,
Credit History,
Credit Score,
Credit Scores,
Experian,
Fico Scores,
Financial Advisor Suze,
Lenders,
Payment History,
Suze Orman,
Transunion,
Vantagescore Comments Off |
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Posted on November 9, 2010, 6:42 am, by admin, under
Finance.
Jon Waldrep asked: Want a Free Annual Credit Report?The Fair Credit Reporting Act requires each of the “Big Three” nationwide consumer credit reporting companies (Equifax, Experian, and TransUnion) to provide you with a free copy of your credit report every 12 months. Prior to the Fair Credit Reporting Act a credit report could set you [...]
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Annual Credit Report,
Buy Insurance,
Consumer Credit,
Credit Equifax,
Credit Monitoring Services,
Credit Reporting Act,
Credit Reporting Companies,
Equifax,
Exceptions,
Fair Credit Reporting Act,
Free Credit Reports,
Impostors,
Inaccuracies,
Rent Apartment,
Transunion Comments Off |
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Posted on December 7, 2009, 6:52 pm, by admin, under
Finance.
David Siegel asked: s world, having a bad credit report may be detrimental. Even though in most cases consumers have brought this upon themselves, in some cases the bad credit report may be caused by a glitch in the credit bureau system. As up to 25% of credit reports have a substantial error that can [...]
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Address,
Bad Credit,
Consumer Credit,
Consumers,
Credit Information,
Creditor,
Fixing Your Credit,
Fixing Your Credit Report,
Glitch,
Glitches,
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Mistake,
Report Displays,
Substantial Error,
Truth Comments Off |
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Posted on November 28, 2009, 7:25 am, by admin, under
Credit.
jomay7 asked: When I looked at my free credit report online I paid to get my credit score. It was around 850. That seemed really high to me. Do they give the consumer the same credit score they give to banks or creditors. They did not call it a fico score.DUSTY