lamontsmith13 asked: I finally decided to do something about my low credit rating and I’ve successfully paid off almost all my credit card debt and I’m repairing my credit rating myself (charge offs, collections, etc.). I just got a high interest rate, low balance Mastercard ($500 limit) in order to re-establish a nice pattern of [...]
uncg_girl asked: There are several items on my credit report that were in collections but I paid them. They also indicate that they were paid in full/closed on my credit reports. However, If I mail receipts of these paid collection items to the 3 credit bureaus can I ask them to remove that collection information? [...]
lmg asked: I know that an old account will be deleted from your credit report 7 years from “last activity”. But what is “last activity”? Last payment? Last purchase on the credit card? Last contact with the company? Do the 3 credit bureaus have different definitions? Or do companies and collections have different definitions?FELIPE