applying for car loan? credit? $400 unpaid cell phone bill?
Posted in Credit on 11/01/2009 01:18 pm by admin
Lady_J asked:
applying tomorrow for a car loan. I just got my credit report online but not the score, I’ve only had credit for 3 years but do have 8 credit cards (4 are paid off, only one is maxed out, the rest are about half way to limit) There seemed to be no negative things on the report except a sprint bill from 2 years ago that i havent paid that is almost 400 bucks? Is that going to kill my score? I want a 5000 jeep Ive been looking at but I hear its harder to get a few grand than someting more expensive! what do u think?
well i was stupid and it wasnt mine it was cosigned for a friend…of course i was paid for a month and then just got the run around…i know, i know, its my own fault
KENNY
applying tomorrow for a car loan. I just got my credit report online but not the score, I’ve only had credit for 3 years but do have 8 credit cards (4 are paid off, only one is maxed out, the rest are about half way to limit) There seemed to be no negative things on the report except a sprint bill from 2 years ago that i havent paid that is almost 400 bucks? Is that going to kill my score? I want a 5000 jeep Ive been looking at but I hear its harder to get a few grand than someting more expensive! what do u think?
well i was stupid and it wasnt mine it was cosigned for a friend…of course i was paid for a month and then just got the run around…i know, i know, its my own fault
KENNY