Tony Banks asked: There are three main credit bureaus, Equifax, Transunion and Experian. Each of these are 100% for profit companies that are in business to sell your credit reports to lenders. Lenders need a way to access your worthiness and they turn to these companies to do so. Equifax is the largest and probably [...]
Ken Lordis asked: Ever wonder why that when you make a charge and your credit card is denied. Did it not go through because your card had expired?
bigdoublem08 asked: Is it true that businesses are rated by Dun & Bradstreet for there credit worthiness as opposed to being rated by the three personal credit rating companies ( Transunion, Equifax, Experian). If so how do you bolster whatever factors they use to judge your score. How do you get rated by Dun & [...]
jomay7 asked: When I looked at my free credit report online I paid to get my credit score. It was around 850. That seemed really high to me. Do they give the consumer the same credit score they give to banks or creditors. They did not call it a fico score.DUSTY
John Mcfadden asked: Getting your free credit report online is not easy straight forward you you might think, there are plenty of things you need to know – like being aware of the current scams in the targeting consumers, you need to get the 3 credit reports from all three major Credit Bureaus, you need [...]