Posts Tagged ‘Bad Credit’

I Need to Fix My Credit to Buy a Home

Darin Sewell asked: Contrary to popular belief now is a great time to buy a home in America. Interest rates are still low and prices are falling fast. The only thing holding many people back is tighter mortgage lending guidelines.So if you have been denied a mortgage and said to yourself I need to fix [...]

Bad Credit Debt

Joseph Kenny asked: In today’s world, there are a lot of things that its very difficult to live without. One of them, is credit. Can you imagine trying to save up for a car until you had enough cash to just pay for it outright? Do you think you would be able to pay for [...]

Credit Repair – The Different Approaches to Improving Your Equifax, Transunion and Experian Reports

Tony Banks asked: Do you, by chance, belong to the group of people who think it takes a genius or at least a college professor to clean up a really bad credit report? If that’s your take, then you’re absolutely wrong!You see, the many problems people have with their credit profile are easily solvable and [...]

Dispute Bad Credit

Alissa Flow asked: To dispute a negative mark, you need to send a letter to each credit bureau: Equifax, Experian, and TransUnion. The bureaus then have thirty days to investigate your dispute and respond back. If they do not respond back they are breaking the fair credit reporting act.The bureaus will frequently reply with a [...]

Credit Card Problems

Jake Riley asked: Have you been denied a credit card? Most of us have. It’s very common, and it doesn’t always mean that you have bad credit. You can be turned down for a variety of reasons, from having one single collection account reported on your credit report, to not having a high enough income [...]