Posts Tagged ‘8 Years’

Do you think credit reports are really fair?

Wendy P asked: Do you really think its fair that blemishes, caused by a late payment(s) that occurred 6 years ago should still appear on your credit report? My credit report shows I had credit cards from specialty catalogues that I never even used from 6-8 years ago. The accounts are long since closed. It [...]

Should we pay off old debt that is not listed on our credit reports?

Jenn asked: My husband and I have some debt that is not listed on any of credit reports (I’ve checked all 3). Should we go ahead and pay the debt or just hold off until we get the rest of our current debt paid off? These debts are less than 8 years old and we’ve [...]