Posts Tagged ‘3 Years’

applying for car loan? credit? $400 unpaid cell phone bill?

Lady_J asked: applying tomorrow for a car loan. I just got my credit report online but not the score, I’ve only had credit for 3 years but do have 8 credit cards (4 are paid off, only one is maxed out, the rest are about half way to limit) There seemed to be no negative [...]

Is it possible to have items removed from your credit? And what are some good ways to rebuild damaged credit?

Adam W asked: 3 years ago I broke a bone and, like the smart, responsible guy I am, I wracked up a lot of hospital bills which I neglected to pay. I thought I had paid them all off finally, until the other day I was going through some old papers, and I found a [...]