What is the exact definition of “last activity” for your credit reports?
lmg asked:
I know that an old account will be deleted from your credit report 7 years from “last activity”. But what is “last activity”? Last payment? Last purchase on the credit card? Last contact with the company? Do the 3 credit bureaus have different definitions? Or do companies and collections have different definitions?
FELIPE
I know that an old account will be deleted from your credit report 7 years from “last activity”. But what is “last activity”? Last payment? Last purchase on the credit card? Last contact with the company? Do the 3 credit bureaus have different definitions? Or do companies and collections have different definitions?
FELIPE
