Archive for the ‘Personal Finance’ Category

What are some online discussion forums regarding personal finance, bankruptcy and debt collection?

Life Explorer asked: What are some of te better online forums where I can discuss and ask questions about personal finance, bankruptcy, dealing with unruley collectors and cleaning up my credit report after filing bankruptcy? I know it will take YEARS to rectify my credit report but there are always dirty collectors who refuse to [...]

The Truth About Online Credit Reports

Gene Pimentel asked: So many people are worried about identity theft and the status of their credit report these days. But with so many companies claiming to offer you a free report, it is no wonder consumers are confused and overwhelmed about how to get the information they need. The truth is many companies are [...]

chapt 7 bankruptcy discharged, yet 1 acct not included in a credit report. why?

h asked: i had 2 homes with 4 loans… filed chapter 7 and got discharged in feb. this year. tonight, i opened to view my credit report… 1 out of 4 wasn’t found in it. from the credit report online it shows me this: home (md): 1st loan – balance $30k / past due $30k [...]

How do I find out about free credit reports?

PORKY asked: I need to find out about free credit reports without having to give credit card infomation online.JOEL

How can I pay bills when I can’t find a descent job because of bad credit reports?

Mrs. O asked: I am behind on bills, and needless to say I need a job. It seems I am up against bad credit reports when employers run a credit check. I was not able to apply for a temp-to-hire job because of credit. I need a job to pay off bills but I am [...]