Archive for the ‘Personal Finance’ Category

Which credit bureau agency does GMAC use to review auto loan applications?

Tori M asked: Please answer if you work for GMAC or know for sure if they use Equifax, Experian, or TransUnion. Do they check all 3 agencies or just one? Update- They use TransUnion to check your credit when you apply for an auto loan.Rebecca

What is the name order of reporting agencies when you have a credit check done?

Paul H asked: We recently had a credit score run for us and they gave us the scores of 695, 697 and 707. Does anyone know the order of the 3 major credit bureaus on such a report and if that is the standard order they come in? In another words would say for example [...]

Why is my Equifax fico score different from two credit monitoring services if I opened on the same day?

salvador m asked: Both scores are reported from Equifax NOT transunion or Experian. The name of the credit monitoring services I’m using are myfico and citi monitoringEdward

For the free credit report, aren’t we suppose to get the credit score for free too?

Andy asked: I want to know my FICO credit score for free, but none of the 3 major credit report companies (Equifax, Transunion, Experian) provide this info for free, only my good and bad (none) standings and balances. Is there a way I can get my FICO score for free? Maybe Attorney General Consumer Affairs [...]

Years ago my aunt put some of her bills in my name?

noimok asked: Of course she did not ask,after ordering a credit report online I found out.well now it’s been years since this happened what will happen when the things drop off my credit report?CLAIR