Posted in Other - Business & Finance on 01/16/2009 03:38 pm by admin
ffrankon1 asked:
I know there is a government sponsored program that will provide free credit reports from all three reporting agencies once a year. Does anyone know the specific web site to obtain these or a phone number to call?
ANDRE
Posted in Other - Business & Finance on 01/05/2009 04:32 am by admin
Wendy P asked:
Do you really think its fair that blemishes, caused by a late payment(s) that occurred 6 years ago should still appear on your credit report? My credit report shows I had credit cards from specialty catalogues that I never even used from 6-8 years ago. The accounts are long since closed. It seems ridiculous that these even still appear on my report. And if creditors are going to use my report to deny me credit, shouldn’t all creditors be required to report once a month to each of the 3 major credit companies the status of all accounts held by them? For example, my lending institution for my vehicle only reports to one of the credit companies. That company shows I have a favourable credit score yet the other two give the appearance that I have poor credit.
RUSSELL
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Tags: 6 Years, 8 Years, All Creditors, Appearance, Blemishes, Catalogues, Credit Cards, Credit Companies, Credit Report, Credit Reports, Credit Score, Lending Institution, Poor Credit
