Archive for the ‘Finance’ Category

Credit Restoration Step 1 of 5 – Knowing Your Credit Reports

Matt Triplett asked: You can’t fix a problem until you know what it is right. A majority of all Americans have never ordered their own report and half of those have never seen their own report. The scary part about that is according to studies 79% of all credit reports have errors and 25% of [...]

What to Do When Your Application For a Student Loan is Denied

Jenn Stromsteen asked: They say that college is an entirely new ballgame. This, of course, applies to both the social aspects of college life, as well as the large financial investment required by higher education. The reality is, going to college can be a very costly tribulation, pushing a lot of students and parents alike [...]

Equifax, Transunion Or Experian – Which Credit Report Should I Fix First?

Tony Banks asked: This is a good question, and the short answer would be all of them! Let me explain… The first thing you have to understand is that a lender that is looking to extend you cash would always find a way to check out your creditworthiness and they do so by turning to [...]

Chase +1 Student MasterCard Credit Card Review

Panah C Rad asked: Building a credit history is not a one-night process. It often takes a lot of time and patience. People with excellent credit have proven themselves to be risk worthy for creditors. Nobody starts with excellent credit rating. That means that most people don’t get the best credit cards with the best [...]

Application Rejected? Mortgage Declined? Denied Credit For a Home Purchase?

S. Spyriades asked: In the post-recession climate at the time of this writing, it has been said that nearly 50% of all home mortgage loan applications fail to pass the lending criteria of major lenders for one reason or another. In what was once a realm of theoretically unlimited access to credit and deals existed [...]