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Archive for the ‘Credit’ Category

I have a collection and I dont kown where can i call to speak to a real person to kown who is the collector?

habacu asked:


I check my credit report but it does not show anything Im trying to refanancie my home but they are telling me iHave a collection Im calling equifax, experian and transunion but I only get machines can anyone tell me where can I call to talk to a person and no a machine

Dennis
 

I woould like to know where I can get a more detailed report of my credit.i would like to know how i can?

ericfaul2003 asked:


contact the three credit reporting companies,Equifax,Experian,transunion.I have only the credit monatoring trport from my bank,Wells Fargo.Any suggestions,ideas?

Carol
 

Is there any reputable credit repair places that dont cost a fortune?

hopes2graduate asked:


I dont want to get ripped off but I need some help repairing my credit. The credit beuraus arent cutting it. Can someone refer one that doesnt cost a fortune? I need all the credit reporting places (equifax, experian and transunion) worked on. Thanks!

Erica
 

Why 3 credit bureau scores different?

clankindered asked:


I subscribed to 2 different credit monitoring services by accident and I am glad I did that. I ordered my credit report from 3 credit bureau (experian, equifax, transunion) and surprisingly each credit monitoring service give me different credit scores. Since they get that information from the same 3 credit bureau howcome I got different scores?

Travis
 

What credit reporting agency is used the most?

† God Bless You † asked:


Experian? Equifax? Transunion?

Which credit reporting agency is used the most to determine APR etc trade lines?
Please backup your answer as to why you are choosing that agency. I’m basically trying to find out which one is the best one to sign up for the score watch.

Billy

 

which credit card companies check with equifax ?

china asked:


I’ve got a negative credit item that is preventing me from obtaining new credit but it’s only showing up on my experian credit report. My equifax report is pretty clean. Is there any particular credit card companies that use equifax not experian (i’ve found that credit card companies consistently use just one of the 3 major credit rating companies (equifax,transunion or experian) to check credit worthiness.

Jeremy
 

I have a question about getting a free copy of credit report?

Jordin K asked:


I want a free copy of my credit report, so which site should I get it from? If I request my credit report, will it contain all the information from all three nationwide consumer reporting companies including Equifax, Experian, and Transunion? Do I have to request one individually from the three companies or do I just have to order one and everything will be included? How does this work? I’m new at this.

Edward
 

What is the best credit report resource [for finding credit SCORE]?

Jon P asked:


Any info on cost and which/how many of the credit info-gathering companies (Experian, TransUnion, Equifax) would be represented on report would also be appreciated.

Valerie
 

What happens if you are 1 day late on your credit card payment?

Defiant asked:


Does it get reported to the credit agencies (equifax/transunion/experian)? I also had other late payments in the past for 1-2 days…but never over 90 days…..i’d say i’d been late about 3 times with a 1-2 day late period….will this get reported b/c they say it only gets reported if its after 90 days..

Javier
 

Where can I get my free credit report ?

The Truth asked:


freecreditreport.com , experian, transunion, equifax are all in together to make money off me. Where can I get a “real” free credit report without having to give up my credit card information and sign up for some monthly membership or a dumb “identity theft monitoring alert” service ?

thanks for any help!

Stacy