Archive for July 10, 2010

Predicting an Experian credit score based on other two credit scores?

AXO asked: We’re trying to obtain a FHA loan, and we need to meet a minimum credit score of 585 with Regions Bank. We’ve been monitoring our credit scores over the past month. When we ran our last credit report 2 days ago, our scores were: Equifax: 619 Experian: 569 TransUnion: 552 Today, our credit [...]

who does the credit reporting agencies answer to?

1001001 asked: I know that equifax,transunion,experian, are all powerful, but do they answer to anyone? when they don’t comply with the laws, who do you inform?Melvin