Archive for July 2010

I have a question about getting a free copy of credit report?

Jordin K asked: I want a free copy of my credit report, so which site should I get it from? If I request my credit report, will it contain all the information from all three nationwide consumer reporting companies including Equifax, Experian, and Transunion? Do I have to request one individually from the three companies [...]

The Decline And Fall Of America (2007)

omletedreamer asked: It is estimated that over 9 million people are currently imprisoned worldwide. It is believed that this number is likely to be much higher, in view of general under-reporting and a lack of data from various countries. In absolute terms, the United States currently has the largest inmate population in the world, with [...]

What is the best credit report resource [for finding credit SCORE]?

Jon P asked: Any info on cost and which/how many of the credit info-gathering companies (Experian, TransUnion, Equifax) would be represented on report would also be appreciated.Valerie

What happens if you are 1 day late on your credit card payment?

Defiant asked: Does it get reported to the credit agencies (equifax/transunion/experian)? I also had other late payments in the past for 1-2 days…but never over 90 days…..i’d say i’d been late about 3 times with a 1-2 day late period….will this get reported b/c they say it only gets reported if its after 90 days..Javier

What’s the best way to petition against credit rating agencies?

Terry asked: I believe that employers should be forbidden to fire/hire based on a person’s credit history, credit report, or credit worthiness. Frankly, I hate all the credit rating agencies (Equifax, Experian, Transunion, Moody’s, Standard & Poor). There is no transparency. There should be a law where we know exactly how it’s calculated. What do [...]