Archive for June 2010

Get my Credit Report Pulled for Free?

Thomas asked: Do I need to go to my bank or is there a way online to get my credit report pulled for free? A coworker said to go to each of the credit agencies (equifax, experian, transunion) and have my report pulled.Jerry

Is there anyway to check and see if someone has used my EIN to open other bank accounts or credit cards?

DOF asked: I suspect some individual may have opened a bank account, obtained a credit card, a debit card and a credit line using my Federal Tax Identification Number (EIN). How do I find these accounts. Experian, Equifax and TransUnion say that they do not capture this information from businesses that have an EIN.Jessie

I’m rebuilding my credit. How should I use my new credit card?

lamontsmith13 asked: I finally decided to do something about my low credit rating and I’ve successfully paid off almost all my credit card debt and I’m repairing my credit rating myself (charge offs, collections, etc.). I just got a high interest rate, low balance Mastercard ($500 limit) in order to re-establish a nice pattern of [...]

How do I get a FREE credit report from Transunion, Equifax , and Experian?

chitownlifer asked: I keep getting on web sites that ask for payment for a credit report. And some sites look like scams… I live in IL and thought I was entitled to 1 FREE report per year from each of the reporting agencies. But how do you contact them to get a FREE report.Vernon

Can someone please tell which credit report website out there provides with all three at the cheapest price?

Jesus M asked: There’re so many sites out there that will provide you with all three major credit bureau reports (Experian, TransUnion & Equifax) and many do provide a free trial but, once the free trial is done that’s when they start their hefty monthly fees on your acct. I’m looking for the cheapest out [...]