Free Credit Reports   Free Credit Score   Free FICO Score

Archive for May, 2010

For checking the free credit report, aren’t we suppose to get the credit score for free as well?

soraya asked:


I want to know my FICO credit score for free, but none of the 3 major credit report companies (Equifax, Transunion, Experian) provide this info for free, only my good and bad (none) standings and balances.

Stella
 

Banks Fail Big hearted business owner in Las Vegas

pjs1975lasvegas asked:


Beauty Salon owner and technician Paula Sadler of A Harmony Nail Spa, a jewel of a full service salon spa and gift shop in Las Vegas is denied credit from Bank Of America and Nevada State Bank,although she has given thousands of dollars for community development to save 300 business owners and hundreds of residents in a once blighted area. Her spa is 6 years established, no debt, and has a 700 credit score with a great clientelle and has employed over 30 employees mostly women and minorities. She has a sign and a mission to get the help she needs watch this great short video to fiind our what a small business owner is doing get needed help. To make donations go to paypal.com and donate to email paula@aharmonynailspa.com. Or call 702-792-6245.

Cory

 

World Media Watch: The Decline and Fall of America

revolutionwillgrow asked:


It is estimated that over 9 million people are currently imprisoned worldwide. It is believed that this number is likely to be much higher, in view of general under-reporting and a lack of data from various countries. In absolute terms, the United States currently has the largest inmate population in the world, with more than 2 1/2 million people locked up in prison and jails, while both Russia and China put together have a prison population under 2 million.. Although the United States represents less than 5% of the world’s population, over 25% of the people incarcerated around the world are housed in the American prison system. The federal government predicts one in eleven men will be incarcerated in his lifetime, one in four if he is black”. I always thought that 9/11 conspiracy theories were ridiculous so I never took the time to even investigate it myself, until I accidentally stumbled across a documentary on the collapse of building 7, which in return opened up my eyes to things that I thought could be true. After 9/11 Osama Bin Laden denied credit for the attack, but said he supported it completely. The US Government was quick to leave the blame on his shoulders all the same. Was entering Afghanistan just the first part of a bigger plan? The war on terror! Who is the United States actually at war with? Terror? How can you be at war with a word or a feeling? It is known that Saddam Hussein had completely wiped out Al Qaeda and The Taliban through out Iraq, and that

Daniel

 

Free Credit Repair Advice: (RISK FREE)

tsweatte asked:


www.tiny.cc You Don’t Have To Live With Bad Credit Once You Understand How The System Works. Being Denied Credit Can Be Frustrating Embarrasing. Learn More Step-By-Step Instructions On How To Fix Your Credit

Claude

 

Credit Score Building - No Score on Transunion?

JF_CR asked:


Hi,

I have a Score of 730 on Experian and 743 on Equifax But nothing on TransUnion. Few Questions :

How do I go about getting rating on Transunion. ?
How can I go about improving my score. ?

On my Credit Summary, I have 0 under all these items for the 3 bureau Experian / Equifax / Transunion:

REAL ESTATE ACCOUNTS:
INSTALLMENT ACCOUNTS:
OTHER ACCOUNTS:
COLLECTION ACCOUNTS:

ACCOUNTS SUMMARY:
Open Accounts: 1 1 0
Closed Accounts: 0 0 0
Public Records: 0 0 0
Inquiries: 5 1 1

On My Account History :

Account Name: WELLS FARGO BANK
Account Number: XXXXXXX
Acct Type: Credit Card - Revolving Terms
Acct Status: Open
Monthly Payment:
Date Open: 1/1/2007
Balance: $0.00
Terms: Revolving
High Balance:
Limit: $4,000.00
Past Due:
Payment Status: Current
Comments: CREDIT CARD

Not much history. What should be my next step to build up fast. Thank you.
I use to be in he 600’s A friend ofmine recently added me on his account. He has a 700-750 credit.
That would explain the jump. But wouldn’t this info show up on my account history ?

also can i ask wells fargo to report my new account to Transunion themselves ?

Could my Fico score be affected by having transunion updating my records ?

I already have 5 inquiries. should i try to get a couple more CC + a target or macy’s card. and keep building using them . ? which card do you advise for my case. ?

how much points could i loose for having 3 more queries in my situation. ?

I live in a roomate situation for which my name is not on the bills. Should i add my name on one or more bills and pays them online ? Any utilities better to be on ? Gas, Cable etc..

Thank you very much for your complement answers.

Ida

 

For the free credit report, aren’t we suppose to get the credit score for free too?

Andy asked:


I want to know my FICO credit score for free, but none of the 3 major credit report companies (Equifax, Transunion, Experian) provide this info for free, only my good and bad (none) standings and balances.

Is there a way I can get my FICO score for free? Maybe Attorney General Consumer Affairs or Consumer Protection? Please help. Thanks.

Gladys

 

Is there a huge difference between a FICO credit score and the score given by the 3 credit bureaus?

lamontsmith13 asked:


I’ve already gotten my free credit reports from annualcreditreport.com but now I’m looking to monitor my credit score periodically from all three bureaus. I know that FICO is probably the biggest credit score service is their number that much different than what I’d get from the credit score source that Equifax, Experian and TransUnion use?

I just don’t want to pay so much more for nothing. If FICO says my Experian credit score is 700 and I go to Experian.com and their service says my score is 692, I don’t see the difference.

Thanks.

Adrian

 

Does anyone worry about the information the three credit company’s collect on the individuals?

pumpt asked:


Big three experian,equifax,and transunion collect data on everyone. Does anyone know the extint of this information and who has access to it?
I get information weekly its seems from people who steal information from companys. Does anyone realize that there more in the report than just credit. Your entire life is recorded now.

Kristin
 

How to get people to vote against their interests

CanadaPetitions asked:


canadawatch.org Canadian Action Party with Petition Links http American Resistance Movement (ARM): www.uaff.us http Richards Gebaur: www.uaff.us I served my Country in the US Military and I have earned the right to speak out about what I believe will hurt Americans and The United States Constitution! This is the mini video released before the full length movie which is now online at Google Video. It is estimated that over 9 million people are currently imprisoned worldwide. It is believed that this number is likely to be much higher, in view of general under-reporting and a lack of data from various countries. In absolute terms, the United States currently has the largest inmate population in the world, with more than 2 1/2 million people locked up in prison and jails, while both Russia and China put together have a prison population under 2 million.. Although the United States represents less than 5% of the world’s population, over 25% of the people incarcerated around the world are housed in the American prison system. The federal government predicts one in eleven men will be incarcerated in his lifetime, one in four if he is black”. I always thought that 9/11 conspiracy theories were ridiculous so I never took the time to even investigate it myself, until I accidentally stumbled across a documentary on the collapse of building 7, which in return opened up my eyes to things that I thought could be true. After 9/11 Osama Bin Laden denied credit for the attack, but said

Kenneth

 

World Media Watch: The Decline and Fall of America

GavinVox68 asked:


It is estimated that over 9 million people are currently imprisoned worldwide. It is believed that this number is likely to be much higher, in view of general under-reporting and a lack of data from various countries. In absolute terms, the United States currently has the largest inmate population in the world, with more than 2 1/2 million people locked up in prison and jails, while both Russia and China put together have a prison population under 2 million.. Although the United States represents less than 5% of the world’s population, over 25% of the people incarcerated around the world are housed in the American prison system. The federal government predicts one in eleven men will be incarcerated in his lifetime, one in four if he is black”. I always thought that 9/11 conspiracy theories were ridiculous so I never took the time to even investigate it myself, until I accidentally stumbled across a documentary on the collapse of building 7, which in return opened up my eyes to things that I thought could be true. After 9/11 Osama Bin Laden denied credit for the attack, but said he supported it completely. The US Government was quick to leave the blame on his shoulders all the same. Was entering Afghanistan just the first part of a bigger plan? The war on terror! Who is the United States actually at war with? Terror? How can you be at war with a word or a feeling? It is known that Saddam Hussein had completely wiped out Al Qaeda and The Taliban through out Iraq, and that

Claudia