Archive for April 2010

The Importance of Credit Report Monitoring

Sandra Stammberger asked: Credit report monitoring is a smart move for anyone these days. Credit report monitoring can provide an early warning if someone has committed identity theft against you, a problem that is becoming more and more prevalent as technology makes it easier for thieves to obtain confidential information that in years past would [...]

4 Common Flaws On Your Credit Report

Stephen Chua asked: Your credit report contains vital information that affects your credit score. Every time you take up a loan or apply for credit, your lenders will access your credits report to see if you qualify for the it. Thus it is imperative that you constantly monitor your credit report to make sure it [...]

Transunion has removed negative items from my credit report. Do other companies have to remove them too?

warden asked: I have read that other credit reporting companies are required by law to do this. But I don’t know what the correct procedure is. It’s not as simple as filing a dispute with these companies using their online dispute forms, because these don’t allow you to attach information. Do I mail a copy [...]

Free Yearly Credit Report

Anna Josephs asked: Looking for a free yearly credit report? Many companies are selling credit repair secrets, credit repair “kits” and other information about credit issues because everyone wants good credit, many people have bad credit and most people do not know whom shall they contact and where to go for more information if they [...]