legend4real asked: Its long but well worth the read, it’s very informative. Equifax, Experian and Transunion have begun limited marketing of a new consumer credit scoring algorithm to Risk Based Lenders. According to David Rubinger of Equifax, the planned nationwide rollout to Risk Based Lenders is scheduled for July, and will be followed, approximately 9 [...]
JH asked: There is Experian, Equifax and Transunion I have different scores for each, but which one do loan officers and underwriters look at to approve you for an FHA insured loan? Do they look at the highest, lowest or average?Alice
my_way_of_hiding asked: I can’t remember the company name, but you sign up, pay 9.95 and they send you a credit card to use with their affiliate companies to help rebuild your credit. You start off paying 51% of total price and the rest is made in payments, they report to the major credit beareau when [...]
dollydaydream22 asked: I was really stupid with money when i was younger and had about £5000 debt. I’m now 25 and only owe £380 of that now but tried to open a current account with my bank other day and they declined me. Was told to ring equifax and request my credit report tried to [...]
tobyrpowers asked: I have read that increasing your credit limit can help improve your credit score because you have a better debt to available credit ratio. But then I also read that it can hurt your score as it just told me today when I got my credit report online. There was a list of [...]